Commercial

Portfolio lending

Are you an investor with a growing property portfolio? If so, property portfolio finance is the solution you’ve been searching for. With property portfolio finance, you can streamline your financial management by consolidating multiple properties under one financing structure. Say goodbye to the hassle of managing individual loans and varying terms.

Not only does it simplify your management processes, but it also increases borrowing power. Lenders assess the value and income potential of your entire portfolio when considering loan applications. This means you can access higher loan amounts, secure better interest rates, and enjoy more favourable terms.

Investment property

Investment property covers anything property investment that is for business, not personal, use. This can include buy to let property or purchasing new commercial property for your business including new office space.

Maybe you already have a string of businesses and are looking to release the equity to expand and buy new offices? Or you could simply be buying an extra house to rent out as part of your retirement plans. Whatever you are looking for from investment property finance, Commercial Finance Arena can help.

Business expansion

Is your business at the point where it needs to expand to meet demand? Funding and planning business expansion is a fine balance. If your business is ready to grow, let Commercial Finance Arena help you get your business expansion finance in order.

Maybe you are looking to branch out into a new sector, business is booming and you need extra business premises or more room to accommodate staff?

Bridging finance

Buying a new business on top of your existing business can cause disruption. Keeping your existing site up and running while you move to ensure your clients aren’t affected is vital to keeping the business going. That is where bridging finance can help.

Bridging loans are short-term loans which allow you to keep your business running as normal while buying a new property. Moving house is difficult enough, but moving from one office to another in one day while keeping systems up and running and phones still ringing is a logistical nightmare.

A bridging loan can be used to fund the new premises until you move out and sell the old one leaving you with happy customers, unaffected by the changes.

They should never be seen as a long-term solution and it is always wise to have a time frame and exit strategy in place.

Agricultural finance

Few markets are changing as fast and unpredictably as the agricultural and rural industries. As a rural business, you need finance as flexible as you have to be!

Our agricultural finance solutions offer just that – the finance you need to succeed.

Maybe you want to convert outbuildings for holiday lets, finance a farm shop, buy new equipment or invest in your future by buying out your tenancy agreement.

Development finance

Planning a development? Whether you are looking to build a row of houses, a new office complex or a large housing estate chances are you will need a cash injection to kick start the project.

With over 40 combined years of experience supporting businesses with their development projects we can help you get the right advice and support.

From funding the land for the build to development costs, we can help at every step of the process so you can get your dream development under way.

Tailored business finance

With over 30 years of experience working with a variety of companies we know each business is different so are proud to offer support tailored specifically to your needs.

Need help accessing funding for growth? Simply what guidance or help avoiding the pitfalls? Whatever you need for your business, Commercial Finance Arena provides friendly, impartial advice.

From accountancy and VAT to Corporate Finance and business growth, our independent advisers have first-hand knowledge of every aspect of running a business so can not only assess the commerciality of a decision but also understand the legislation and red tape.

When it comes to business support one size doesn’t fit all so make sure you get a solution that works for you.

Working capital

Work in manufacturing? Need to buy in bulk? Or maybe your suppliers’ lengthy payment terms are affecting cash flow in the business?

A Working Capital Loan can help give businesses much needed cash now to cover daily expenses when funds are tied up.

They are short-term loans that help businesses keep going allowing staff to get paid, bills to be met and stock replenished until other funds are cleared.

They should not be seen as a long-term solution and are simply there to bridge the gap when your business is waiting for funds to be paid back.

If you think your business would benefit from a working capital loan then get in touch today to see how we can help.

Asset finance

If you own a business it is likely at some point you will need to invest in the company, whether that is a new office, machinery, updating computers, buying extra fleet or securing a new business vehicle.

Commercial Finance Arena can help finance those big spends in your business while giving you advice on how to get the most out of your assets.

Don’t put up with old equipment, or offices that no longer suit, we can help you get access to exclusive deals that make your business needs a reality.

Auction finance

When buying at auction it is important to have your finances ready before the hammer falls.

Is your property insured from the moment you legally own it? Is the site in a good enough state you will get a mortgage straight away or will you need a short-term loan to get the property developed to a stage you can obtain a mortgage?

Don’t leave your finances to chance. When buying at auction, things can move fast so it is best to be prepared and have all your paperwork ready before you reach the auction room.

Let us talk you through the process and make sure you get the business of your dreams without any nasty surprises.

Previous credit issues

Starting any business venture is difficult but starting a new project with little or no finances and a bad credit history can seem impossible.

However, previous bad credit doesn’t need to mean you have no finance options available. It could be that your bad credit wasn’t your fault, maybe a supplier failed to pay leaving you with mounting debts?

Getting the right mortgage, loan or finance package could actually be a way of improving your credit score if you continue to keep up repayments.

We can help talk you through all your options and show you how you can move past previous bad credit issues to make that new business venture a reality.

Our team of mortgage advisers specialise in offering tailored solutions which work for you, so even if you have been turned down before we could help.