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🏡 Mortgage Lender Offers 6 Times Income for First-Time Buyers 😮

In a significant move aimed at easing the path to homeownership, a leading UK mortgage lender has announced a new offering for first-time buyers, allowing them to borrow up to six times their annual income. This initiative is set to empower a new generation of homeowners who have previously felt priced out of the housing market.

Why This Matters..

For many first-time buyers, the dream of owning a home can seem unattainable, especially in a landscape characterised by soaring property prices and stringent lending criteria. Traditionally, lenders have been cautious, often capping borrowing at around 4.5 to 5 times an applicant’s income. This new policy not only increases the borrowing potential but also reflects a growing recognition of the challenges faced by young buyers today.

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