Remortgages in Derby & Derbyshire and UK

Call our team on: 01332 300 300

Reap the rewards of remortgaging

Thinking about remortgaging your home? Whether you want to save money, release equity, or find a better deal, our expert advisers at Mortgage and Finance Arena can help you secure the right remortgage for your needs—quickly, simply, and FCA-compliantly

Lower your monthly payments with a better interest rate
Release equity for home improvements or other needs
Consolidate debts into one manageable payment
Switch from a variable to a fixed rate for peace of mind
Avoid your lender’s standard variable rate (SVR)
Invest into your business
Pay a Tax or VAT Bill

The Process…

Free, no-obligation consultation
Compare deals from 50+ lenders
Personalised advice for your situation
Application managed from start to finish
Regular updates and support throughout

Make an Appointment or give us a call on 01332 300 300

* It is important to consider the implications of adding your debts onto your mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

Remortgage Rates Calculator Book an appointment

Common reasons for remortgaging

Everyone’s circumstances are different but most people should look at remortgaging if:

Your current deal is about to end

The best mortgage deals tend to only last a short period of time. It’s always wise to reassess your mortgage when your fixed rate is due to expire. There are plenty of deals out there and available.

You are looking to raise capital

You might be getting married, need a new car, or need funds for your business. We can help you finance your dreams while still building for the future by re-mortgaging to free up those vital funds.

You need money to fund home improvements

Many customers use the money from a remortgage to fund a large home project like a home extension, a new kitchen or a loft conversion.

You want a better rate

If you want to reduce the amount of interest you’re paying on your loan, remortgaging may be the answer. We will help you see if it’s worth doing by doing some sums to calculate whether a remortgage will improve your finances.

You want to pay off some debt

If you have debt spread over numerous credit cards or loans, you may wish to remortgage to have all your debts with your mortgage which means having only 1 monthly payment.

To speak to a member of our team call 01332 300 300

Book an appointment

Working with thousands of lenders to find the right fit…

It starts right here...

We love to hear from you, give us a call, or fill in our contact form so we can see where you’re at. The more details the better!

One of our advisers will then find out about what you’re looking to do, discuss your options and answer any questions you may have.

Your adviser will search through thousands of lenders.

Your adviser will find the best option for you and help you arrange things.

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The guidance to remortgages.

Need more help? →

Can I get a better interest rate by remortgaging?

If you fixed your mortgage and since doing so the rates have been reduced you may be able to get a better deal – we would check if you have any early repayment charges to pay.

What are the costs and fees?

We will always look to get you a mortgage with no or low fees. This may be that you get a free valuation as an example.

How much can I borrow?

This depends on your income and outgoings – we can assess this for you!

Honest opinions from people like you

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance area to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.

The advice and financial services I have recently had from Charlotte at Morgage And Finance Ltd in Derby has been first class. Very professional, helpful, efficient and supportive. I wholeheartedly recommend them.

Suzanne and Charlotte were amazing and made the process of buying our first home completely stress-free for us. They were both on hand if we ever had any problems/questions and always responded with knowledgeable and completely honest answers. I would highly recommend.

If I could rate this company more than 5 stars I would. I cannot fault the service and support my partner and I have received whilst getting our first mortgage together. Ian and Megan have been amazing, making the process completely stress free. They were both on hand if we ever had any questions. I would highly recommend. Thank you!

There simply are no superlatives sufficient to thank you for your fantastic service! I would highly recommend mortgage and finance arena to any of my friends or family looking for a mortgage. You’ve made our dreams come true! The team go above and beyond to make everything so easy.